Reno Switch

Renovite’s Reno-Switch is the first transaction switch designed to meet the needs of the 21st Century payments industry. Reno-Switch discards the legacy thinking that underpins other architectures, dispensing with historic assumptions about payment tokens, transaction routing and proprietary systems.
Renovite’s willingness to embrace modern approaches has by-passed the solutions built in the early 2000s based on 1990 design patterns. It has delivered a product solution that can replace legacy payment switches from the 1980s and 1990s as an integral component in a 21st Century life cycle based on Continuous Delivery or DevOps principles.

The Architecture

The Reno-Switch architecture is designed to exploit the advances in technology and development techniques that have emerged since the turn of the century. Renovite applied 30 years of payments domain knowledge to solving the contemporary business issues for payments processors using the most modern techniques and technologies available. This unique combination of domain experience and technology advancement has resulted in a payment switch product that can compete with established products in reliability, scalability and availability while simultaneously delivering an order of magnitude reduction in the total cost of ownership.

The Reno-Switch architecture uses a multi-layer approach separating distinct features and responsibilities without overlap: the messaging protocols, core payment workflows, routing, integration and communications clearly allotted to a designated layer in the system architecture.

  • A truly channel and token agnostic system
  • Transaction orchestration mechanism that can select a processing workflow based on a combination of transaction data elements
  • Core architectural fundamentals for high performance - asynchronous queuing and No-SQL logging
  • The architecture allows for both horizontally and vertically scalability resulting in better capacity management and resilience
  • The multi-layer architecture provides for deployment models that allow complete flexibility in infrastructure design

Key Benefits

Smart routing

Route transactions efficiently by using an agile web UI based dynamic transaction routing system.

Multi-destination

Route transactions to multiple destinations, in parallel, sequential or mixed modes.

Token agnostic

The Reno-Switch platform is token agnostic by default, allowing for transactions to be processed and routed based on a token that could be a mobile number, email, card number etc.

Config loader

With Reno-Switch you can setup and configure the eft switch solution through the administrative console and the Config loader will ensure this is brought into the IMDG (In-Memory Grid)

In-memory data grid: Increase throughput

Both transaction data as well as configuration are processed in-memory, this fundamental feature ensure faster I/O operations and ability to run a distributed and flexible deployment

Batch framework

Robust and lightweight implementation of the batch framework ensures efficient and quick operations for the back-office. A multi-job asynchronous configurable framework with support for multi-threaded execution.

PA DSS compliance

Secure payment transactions by industry recognized PA DSS certification.

Adapter sub-system

The state of the art adapter sub-system allows for managing multiple incoming and outgoing channels across a variety of processing methods.

Internal object format

The Reno-Switch components across the architectural layers communicate using the internal object format, a plain java object based format makes inter process communication simple, efficient and scalable in a modular environment.

Implementation

Renovite has a track record of managing complex IT implementations in the payments domain. The Renovite professional services team is staffed with Reno-Switch product experts and implementation consultants. Renovite’s clients have access to cloud-based application life cycle management environment which provides extensive details on release progress and thus allows the customers to plan deployments in advance.  Renovite works with clients to embed the Reno-Switch product release mechanism into the client’s “Continuous Delivery” or “DevOps” life cycle.

Migration

Reno-Switch has been designed as a 21st century solution while keeping in mind the need to integrate with 20th century legacy systems to support migrations. Reno-Switch offers a variety of configurable integration points.

Migration Approach
­Vertical approach, where Reno-Switch is deployed to replace one layer of an existing environment (such as channel management) while leaving the core legacy platform unchanged. Subsequently, further layers of processing are migrated onto the Reno-Switch platform in line with the business needs. In this approach, the processing layer that causes most difficulty for the business is replaced first.­
Horizontal approach, where Reno-Switch is deployed alongside the legacy to provide end-to-end processing for new services. Subsequently, existing services are migrated from the legacy platform to the Reno-Switch platform in line with the business needs. ­

Reno Switch: Product Info

Reno-Switch is a payment transaction processing solution. Reno-Switch is a front-end processor that integrates with various transaction originating and authorizing systems such as e-Commerce platforms, POS devices, networks and host systems. Reno-Switch delivers high performance and supports full customization for any processing requirements.
Reno-Switch can act as a transaction-processing hub, seamlessly integrating with transaction originating systems. It performs validations, routing, transaction matching, and real-time recoveries. Reno-Switch implements log persistence, and it is integrated with various processors and networks for authorization and settlement. Reno-Switch is payment token-agnostic and supports card and account-based payments.
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